Financing

Get pre-approved in about a minute.

Good credit, bad credit, or no credit — everyone’s welcome to apply, and the application takes about two minutes. It goes straight to Chili Auto Outlet, not a call center.

1Your credit
2Application
3Save link

How's your credit?

An honest guess is all we need — it decides which documents to gather so your approval moves fast. It never changes your price.

Who should we send it to?

First name *Last name *Mobile phone *Email *

Text message updates — optionalI agree to receive account, appointment, and service text messages (SMS) from Chili Auto Outlet at the mobile number provided — for example vehicle status, appointment confirmations, and customer-care replies. Message frequency varies. Message and data rates may apply. Reply STOP to opt out, HELP for help. Consent is not a condition of purchase.I agree to receive recurring marketing and promotional text messages (SMS) — including offers, inventory alerts, and specials — from Chili Auto Outlet at the mobile number provided. Message frequency varies. Message and data rates may apply. Reply STOP to opt out, HELP for help. Consent is not a condition of purchase.

See our Privacy Policy and Terms of Use.

Submitting sends your pre-approval request to Chili Auto Outlet. The text-message options above are optional and never required to apply.

How financing works here

Apply online — it takes about two minutes and goes straight to Chili Auto Outlet, not a call center.
Chili Auto Outlet reviews it and works with their lenders to find terms that fit.
You get a call or text with real numbers — vehicle, down payment, and monthly payment — before you drive in.

Approval and terms depend on your credit, income, and the vehicle you choose. Submitting an application authorizes a credit inquiry — that’s disclosed right on the form before you submit.

What to bring for delivery

Driver’s license
Proof of income — recent pay stubs, or bank statements if self-employed
Proof of residence — a current utility bill or lease
Proof of insurance (needed before you drive off)
Trading a vehicle in? Bring its title or loan payoff information